Commercial Finance Brokers

Breadalbane Finance Limited

Breadalbane are an independent commercial finance broker based in Edinburgh and cover all the UK. We broker property finance, asset finance, invoice finance, and business loans. Hospitality & leisure is key industry that we service, as we understand the specialist nature of the market, financial nuances, and lenders that service the sector.

Our property loans include mortgages, development, refurbishment, and bridges, and typically range from £500k to £25m, although any size of loan can be considered. Property based loans cover:

  • Mortgage refinance

  • Acquisitions

  • Refurbishment of new or existing property

  • Ground up development of any property

  • Property based loans to raise working capital

Asset finance covers moveable objects. Loans typically range from £20k to £5m. In the Hospitality and leisure industry, we regularly finance:

  • Vehicles

  • Lodges

  • Caravans & camper vans

  • Kitchens

  • Furniture

  • Plant

  • Equipment

  • Refinance of existing assets to lower payments or release working capital

Unsecured business loans are a fast and flexible product, where we can raise loans up to £1m. Underwriting is based on the turnover and profit of a business and is always an option worth considering when reviewing finances.

Our process is simple, where we aim to meet the client as soon as possible to fully understand the requirements of the financial transaction. From there, we provide indicative terms, and if the client wishes to proceed, we manage all aspects of application, underwriting, valuation, legal work, and payout.

Kenny Campbell
Associate Director
kenny@breadalbanefinance.co.uk
Please quote ‘Buell Hospitality’

Kenny Breadalbane

James Johnson

A Case Study: Queensberry Event Hire Ltd

Queensberry Event Hire is a successful events business specializing in marquee and event hire for weddings, garden parties and corporate events. They have now diversified by purchasing Torr House, a boutique hotel in Dumfries, that has been renovated to provide a flexible venue for bed & breakfast, weddings and events.

Queensberry Events Hire initially approached Breadalbane to provide asset finance for company vehicles as they struggled to find appropriate funders. Queensberry shared their aspiration of growth and owning a permanent venue. Breadalbane were asked to advise on viable solutions for various properties that were considered, which we were able to do by fully understanding the financial standing of the business.

Breadalbane were able to structure finance that allowed the business to diversify and grow, by purchasing a hotel and renovating to provide a year-round facility. A property backed finance facility, allowed acquisition of the hotel, flexible funding of renovation costs, and stabilisation of trade.